With so much media attention focused on health care issues at both the state and federal levels, efforts at the state level directed at making changes in the way property and casualty insurance companies do business can sometimes fail to receive significant attention. Apart from challenges to the manner in which insurers use credit information in rating and underwriting, some states have taken a look at claims issues. For example, continuing along the lines of new requirements implemented in Connecticut and Maine last year concerning disclosure of an insured’s automobile policy limits upon request, two states have introduced bills designed to accomplish similar objectives this year. While Mississippi’s HB 1327, which would have required liability insurance carriers to provide certain disclosures upon the request of a claimant, is no longer an active bill, New Hampshire’s HB 1254 seeks to require insurers to disclose the limits of the liability insurance policy to a person or the person’s legal representative upon request in a tort case. This proposed change contrasts with current New Hampshire law which allows the Superior Court, in its discretion, to order such disclosure only to opposing counsel.
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do you have a list of states that require pre-suit disclosure of policy limits?
I am looking for a summary resource of which states require disclosure of auto liability other limits. Do you happen to have any recommendations? Thank-you.