Posts Tagged: Legislative Activity
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Jan 30, 2012
No Comments10 New P&C Underwriting Commandments
As we get ready for 2012 legislative sessions, property and casualty compliance professionals must ensure that policy underwriting guidelines are up to date or risk the wrath of regulators. As always, there was significant legislative activity governing adverse actions in 2011: cancellation, nonrenewal, premium increase or coverage changes and policy declination. In case you missed...
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Jan 11, 2012
No Comments2011 Regulatory Trends Web Seminars: A Year End Look at Regulatory and Market Conduct Activity
These “Regulatory Trends” web seminars take a look at not only 2011’s key legislative and regulatory changes, but also some recent market conduct enforcement actions. From managing regulatory changes to addressing market conduct exams and enforcement actions, the insurance industry dealt with multiple compliance challenges last year. The recordings are available for Property & Casualty, Life & Annuities, and Health. Click here to...
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Nov 28, 2011
1 CommentCredit Scoring Revisited?
The subject of hot debate for years, credit scoring is estimated to be used by over 90% of property and casualty insurers writing personal lines coverage today. Credit scoring use has been a controversial practice due to competing points of view – some consumer advocates argue that it is discriminatory while industry generally views it as...
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Oct 24, 2011
No CommentsP&C: “View from the Top”
One of the sessions that most interested me at the recent AICP national conference was titled “View from the Top.” The registration description promised a discussion of “the latest insurance trends and vital issues from leaders in insurance regulation” and that is exactly what was delivered. One session covered life, health and annuity topics and...
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Sep 12, 2011
No CommentsCoverage Equality in Chemotherapy Treatment
Each year, hundreds of enacted health insurance mandates or mandated offerings come across my desk to be looked at and analyzed. I tend to look for a pattern of what is the “popular” mandate being passed in a particular legislative year. This year, I noticed an upward trend in amendments or enactments concerning coverage for...
